What is The Law of Attraction & How to Use it

What is The Law of Attraction & How to Use it

by | Jul 29, 2021 | Mindfulness

What is the Law of Attraction?

Our mind is a powerful thing. That said, how we think and having a positive mindset helps us in many ways. The law of attraction is an ancient spiritual principle that says what you think and feel about something will attract you. It’s been around for centuries but has risen in popularity recently due to the book “The Secret.” The law of attraction teaches us that our thoughts are powerful; they’re energy. 

General concept: All thoughts turn into things eventually. The Law of Attraction dictates that whatever can be imagined and held in the mind’s eye is achievable if you take action on a plan to get to where you want to be. It is one of life’s biggest mysteries. Very few people are fully aware of how much impact the Law of Attraction has on their day-to-day lives.

Disclaimer: The law of attraction lacks scientific evidence for its claims and is generally viewed as pseudoscience. Some things science maybe can’t measure. 

Proverbs 23:7: “As a man thinketh in his heart, so is he”. … For as he thinketh in his heart, so is he. Eat and drink, saith he to thee, but his heart is not with thee.

Your Thoughts Help Shape Your Destiny

Dr. Joe Dispenza – If you believe that your thoughts have something to do with your destiny, and you can’t think more significant than how you feel, or feelings have become the means of thinking, then by the very definition of emotions, you’re thinking in the past. For the most part, you’re going to keep creating the same life.

Every morning most people get out of bed on the same side of the bed, go to the toilet, get a cup of coffee, take a shower, get dressed, drive to work the same way, do the same things, and see the same people who push the same emotional buttons.

That becomes their routine, and it becomes like a program. It is how people lose their free will to a program, and there’s no unseen hand doing it to them.

Most people wait for a crisis, trauma, disease, or diagnosis. They wait for loss or tragedy to make up their minds to change. And my message is, why wait? You can learn to change in a state of pain and suffering, or you can change in a state of joy and inspiration.

How does it work?

The Law of Attraction is the ability to attract whatever we are focusing on into our lives. Whether you’re doing it consciously or unconsciously, every moment, we act as human magnets sending out our thoughts and emotions and attracting back more of what we put out to the world. Having a positive mindset can certainly make a difference.

Here are the three universal principles of the law of attraction

Positivity Attracts Positivity 

When we have a positive mindset, good things happen, and when we have negative thoughts, bad things happen. It is because our thoughts are magnetic – they provide a direction or force which attracts like-energy (similar idea) towards us and repels opposite-energy (opposite view). 

Nature Abhors a Vacuum

The phrase nature abhors a vacuum is attributed to Aristotle. It means every space in the heart needs to be filled with something. It suggests that by removing the negative things from your life, life can make space for more positive things to take their place.

The notion is based on that says it is impossible to have a room in your mind and life. Since something will always fill this space, it is essential to fill that space with positivity

The Present is the Key 

The law focuses on the idea that you should focus your energy on finding ways to make the present moment the most enjoyable. Rather than feeling angry or unhappy, it is ultimately your choice how you think, reacts, and what happens to you.

Most are still naive to the full potential locked deep within us. It’s easy to leave your thoughts and emotions unchecked. It sends out the same message to the universe and attracts more unwanted emotions and events into your life? 

Many people who believe in this theory also believe that there’s no such thing as luck – everything happens because of our choices. What do you think?

How to Practice the Law of Attraction

Now that you realize the power of the law and have a positive mindset, you can view yourself as an artist who has a blank canvas to paint on every day. If you don’t like something about your canvas, change it. 

There are a few ways to practice the law of attraction. The easiest is to visualize what you want and hold that vision in your mind until it manifests. Some habits to incorporate into your life are:

  • Practicing being grateful
    • It allows positive feelings every day to crowd your thoughts. 
  • Visualize your goals
    • Imagine or visualize what you want your day to be like.
  • Optimism
    • Looking for the good in situations 
  • Learning how to identify negative thinking
    • Be the bearer of good news and not the source of negativity.
  • Use positive affirmations
    • “Today is going to be a great day.” 
    • “I can achieve anything I set my mind to.” 
  • Mediation
    • Meditation is beneficial in accessing your centers of energy that match the gut, heart, and head.
  • Be kind to yourself and others.
    • Self-care & Self-love. Set time for yourself
    • Diet/exercise
  • Reflect on your progress
    • It will help you stay focused on attracting what you want in life.
  • Practice acceptance
    • Focus on accepting things as they are. It doesn’t mean the future will suck, but you won’t be wishing for something different right now. 

It only takes 2-5 minutes to do the meaningful and focused law of attraction practice at home in the morning. In fact, according to Abraham-Hicks, it only takes 17 seconds to start the manifestation.

When is a good time:

  • Set off 2-5 minutes when you wake up.
  • Put off 2-5 minutes during Lunch
  • Try it again for 2-5 minutes before going to sleep

While this law may not be an immediate solution for all of life’s challenges, it can help you learn to cultivate a positive mindset and outlook on your life. That positive attitude may help you stay more focused and persistent towards your goals. 

Being Realistic About the Law of Attraction

No matter your belief, people’s lives are always the result of their daily actions. 

As you become older, you see that all habits catch up to good and bad people. Those people whose lives are on an upward trajectory, that momentum takes years to build. It’s thousands of days of compound work. 

With that being said, optimistic viewpoints drive proactive behavior that, in turn, creates attitudes towards your reality. So applying the law with discipline is a recipe for success. 

Concluding Thoughts

The law of attraction is a universal spiritual principle that says you attract what you think about. It’s not just some “new-age” concept – it works! When we’re open-minded about our desires and have a positive mindset before setting them into motion with our actions (known as affirmations), we’ll find ourselves attracting success quicker than ever imagined possible.

Do you want to know how to practice the Law of Attraction? Watch the full video here 👇

TIME STAMPS:

0:00 – Intro
0:50 – What is the Law of Attraction?
1:12 – You Are Who You Are
3:05 – We All Come from One
4:18 – Jesus said this
4:45 – In the words of Dr. Joe Dispenza
5:50 – Don’t wait for something bad to happen
6:25 – Change is NOT ALWAYS negative
7:38 – Taking action is part of the change
8:50 – Positivity Attracts Positivity
9:13 – Nature Ahbors a Vacuum
9:35 – The Present is Key
11:25 – Practicing Gratitude
14:08 – Positive Affirmations
14:50 – Meditate
17:13 – You are a Life-Long Learner
20:50 – Our experience with the Law of Attraction
21:05 – It’s a wrap!

EP 121: Code Blue: Dos & Don’ts

EP 121: Code Blue: Dos & Don’ts

by | Jul 23, 2021 | Podcast

EP 121: Code Blue: Dos & Don’ts

Code blue is one of the scariest situations to be in as a nurse. Every nurse should know the basics of code blue because it can happen at any time.

A nurse is often the first to witness a patient going into cardiac or respiratory arrest. There is much to know about running a good code blue.

Prevention

The best way to deal with a code blue is to prevent a code blue. As a nurse, you need to try and round on your patients at appropriate times. Even the more stable ones can turn on you.

It is understandable that in certain situations, hourly rounding is impossible, but rounding should never be neglected on purpose.

Labs are important and should be one of the first things to look into during your shift and throughout.

What to Do During a Code Blue

It is very important to stay calm and professional during a code blue. The nurse in charge of the situation should delegate tasks accordingly.

This includes making sure that when there are nurses available, they are doing what they can for their assigned patient while not forgetting about the other patients on the floor space as well.

During a code blue, nurses should first assess the situation. They need to check for signs of life, and then start CPR if needed.

There are times when you can visually see that the patient is not breathing, even by the way they look. If you enter the room and are not sure of what is going on with your patient always assess.

Call their name, touch or shake them, and feel for a pulse. If there are no signs of life call a code!

According to ACLS guidelines, the adult cardiac arrest algorithm is:

For Shockable Rhythms

  1. Start CPR (100 compressions/min), attach to monitor and defibrillation pads, and give Oxygen.
  2. Check the rhythm: is it shockable? Ventricular Fibrillation and Pulseless Ventricular Tachycardia are shockable.
  3. Shock 120 – 360J
  4. Continue CPR for 2 min and establish IV access.
  5. Rhythm and pulse check, shockable? VF/pVT
  6. Shock 120 – 360J
  7. CPR: 2 min, Epinephrine every 3-5 min
  8. Rhythm and pulse check, shockable? VF/pVT
  9. Shock 120 – 360J
  10. CPR: 2 min, Amiodarone, lidocaine, treat reversible causes.
  11. Back to step 5

For Nonshockable Rhythms

  1. Start CPR (100 compressions/min), attach to monitor and defibrillation pads, and give Oxygen.
  2. Check the rhythm: is it shockable? Asystole and Pulseless Electrical Activity are not shockable.
  3. CPR every 2 min, and IV access
  4. Epinephrine ASAP every 3-5 min
  5. Treat Reversible cause
  6. Back to step 3 until ROSC or termination

What are the Nurses’ Roles During a Code Blue?

There are a few nursing roles to play in a code blue situation, and each has its own responsibility. The first thing to understand is that it is not your fault.

Lead Nurse

The first nurse role is the “lead” aka the nurse who is in charge of running the code. This nurse is responsible for dictating and delegating certain tasks.

It should be the primary nurse or a charge nurse because the primary nurse is the one that knows the patient the best, and the charge usually has a higher knowledge base and skill set.

The primary nurse or a charge nurse is the best person to assess the situation because they have been managing the patient’s care and are our best hope in figuring out what happened. 

The lead can then change when a physician comes or another nurse takes over.

The dos and don’ts of a lead

  • Don’t take on other tasks or leave the room.
  • If you are the lead, you are running the show, so know the cardiac arrest algorithm.
  • Speak loudly so everyone knows what is going on, make sure people know you are the one running the code.
  • If you are the primary, hand this role over to the physical and critically think of what could have happened (harder than you think).

IV access and medication

One or two nurses can fill this role. It is because getting IV access and maintaining IV access can be a tough job.

It is better to have 2 nurses on this job until good IV access is maintained; then one nurse can step away and take on another task.

You will be administering medications per the cardiac arrest protocol but also some paralytics and sedatives like etomidate, propofol, versed, fentanyl, etc…

Dos and Don’ts

  • Don’t stop after the first attempt, keep trying.
  • If you are struggling ask for help and keep trying
  • Try not to forget the labs
  • If pushing med keep the vials so you don’t forget what you gave.
  • Push the correct medication.
  • Let people know what you’re pushing and when.

Recorder

the recorder’s role is exactly what its title is, you record. Many nurses don’t like this role because it usually requires you to chart after the code.

As the recorder, you write down everything that is going on into time slots.

A code blue sheet looks like a spreadsheet. It is your job to also manage time so everyone knows when it is time for a shock, pulse check, and medication.

Dos and Don’ts

  • Don’t think you will remember something; always write it down.
  • Maintain this role, don’t do other tasks
  • Keep your eyes on the clock.
  • Know the Cardiac arrest algorithm.
  • Speak loudly.

Compression master

This is usually when the boys come in. Every guy likes doing compressions but just like other things, not every guy is good at them.

Always remember 100 – 120 compressions a minute is a way to go. This is also not a one-man job. There should be a person or two ready to hop on the chest.

Compression gets tiring, so try and switch every 2 min.

Dos and Don’ts

  • Don’t be a hero, ask for help, and switch!
  • Give good compressions, 2 inches, and push down hard and fast.
  • If no one is in line, delegate to someone that isn’t doing anything.

Runners

A few people can play this role. Your job is to chase down meds or equipment. You can also be the one putting in orders for labs, making phone calls to radiology, or getting ahold of anesthesia or a physician.

Dos and Don’ts

  • If there are a lot of you, then it is better to stay away
  • Try and recognize when the situation is under control, and you might not be needed. Sometimes the more bodies, the harder it is to run a code.
  • Check on the other patients.
  • Let people know what you are getting or where you’re going.
  • The better you get at this, the more efficient you will be inputting in orders or grabbing meds.

Speaking with family

This is a very important role and will usually be the responsibility of the primary nurse. It is always hard letting the family know that their loved one is in cardiac arrest or has passed away.

This is a skill that gets better with practice.

Dos and Don’ts

  • If you are not sure how to approach a family, ask someone.
  • Be honest, and don’t speak on things you aren’t sure of.
  • Ask the family to come in.
  • You can always defer some concepts to the physician and say the Doctor will better explain the situation once you arrive.
  • Don’t give false hope.

As the primary nurse, try to figure out the underlying causes of cardiac arrest. Look at lab values and prior issues.

It’s easier said than done but try to stay calm. If this is not your patient, make sure you have a role not just stand by and interfere.

If it is your patient make sure to stay in or near the room because you will have to maintain the report.

Remember to speak to the family and explain what has happened.

Always try your best, brush up on your knowledge, and remember that it was not your fault.

What to do during code blue? To learn how to prepare for it, click here for the full episode 👇👇👇

TIMESTAMPS:

00:00 Intro
00:15 Welcome to the show
00:55 Topic introduction: All About Code Blue
02:00 Prevention
07:29 Not all codes are the same
09:36 Roles During Code Blue
11:26 Dos and Don’ts when you’re the lead Nurse
12:00 Be the Leader, Be Available
12:45 IV access and Medication
14:00 Dos and Don’ts of IV medication
16:29 Be verbally expressive
19:03 Compression Master
20:56 The Cardiac Thump
23:48 The Runner/Helper/Nurse Extender
27:15 Talking to the Patient’s family
30:57 The beauty of Code Blue
31:34 Wrapping up the show
32:00 End of Show

EP 120: 5 Habits That Will Change Your Life

EP 120: 5 Habits That Will Change Your Life

by | Jul 22, 2021 | Mindfulness

5 Habits to Incorporate into Your Life

If you’ve been feeling like you’re stagnating in life or just can’t seem to figure out what to change, we have a list of 5 habits for you to start incorporating into your life outside of work and inside. We always try to better ourselves or change in some way, you usually start with a self-reflection and then some research.

Unfortunately, many people fail to realize that the best habits are fostered when introduced by someone else with life experience. 

5 Important Habits to Practice

  1. Create a Schedule

    • What is something you enjoy doing in the morning or what is something you currently do that you enjoy? Maybe you like to meditate, work out, read, or enjoy a healthy breakfast. Whatever it is that makes you feel supercharged, kickstart your day with that habit. 
    • Establishing a meaningful morning ritual helps you start your day positively and proactively. Having a structured start to your day instead of rushing to make up for the lost time also helps eliminate stress, and mental fatigue and enhances your productivity.
    • If you don’t know where to start, one good idea is to plan out your morning the prior night. You don’t have to plan out your whole day just think about 1 or 2 things you’ll do after you wake up.

  2. Do not stay up too late

    • What we’ve noticed throughout the years as being the number 1 reason people stay up late is control. People’s lives get busy, and some people almost lose control. So just like some drug users seek drugs because their life is in shambles and drugs are the only control they have, you seek to have control and oversleep. This type of control is bad because you are tired, and your body is saying sleep. You control when you go to bed, and you will not let your body tell you who the boss is. This is negative control because you lose sleep by staying up too late, which turns into a vicious cycle. 
    • You can’t comprehend the effect and importance of going to sleep on time or early. You have more functioning day hours, and you’ll feel great and more accomplished. Studies show that ⅓ of people don’t get enough sleep. Don’t be one of them [1]. 

  3. Learn to single-task

    • There are many people out there that say you need to multitask. What they don’t tell you is that only about  2.5% of people can actually multitask efficiently [2]. 
    • It’s a simple concept that you think is inefficient simply because math always told you 2 are greater than one. That is not the case in life. Most people are a lot more efficient doing 1 thing at a time. This is especially true at work. Most jobs require you to handle one thing at a time, many people try to do more than one, and then their productivity dwindles and you can’t figure out why things are not getting done.
    • This goes along well with prioritizing. What is due first, what is something you want to do first, and what is most important are good things to ask yourself before starting that first task. 

  4. Listen and be kind

    • This sounds cheesy, but it really works. Some people struggle in life, and just a simple conversation lights up their spirits. We all need outlets, and the greatest outlet is speech. It is really that simple. Not only will you make someone’s day, you will also learn something. This is also important at work, especially in the medical field. Just by actively listening, you can figure out what is going through your patient’s head. You’ll be better at treating not only their medical issue but you’ll also help them mentally and emotionally.
    • What goes around comes around, but if you want to change your life, you must also give something good. What energy you give to this world, you receive back. Too many people surround themselves with hate and anger, and you can feel it. There is too much negativity, so start doing kind things for others. It would blow your mind how much good advice and free things you can get just by being nice. People are at different points in life and in situations we might not be able to comprehend. Share the love, and you’ll get love back. 

  5. Always try to learn

    • By this, we mean to try and experience everything. Changing your life is possible. Conquer your fears inside of work and out. Treat every experience as a learning opportunity. Try and do new things.
    • Being uncomfortable is an area for growth. Learning is hard, and it’s usually uncomfortable because you are dealing with something unfamiliar.

To build new habits and improve your life, watch the full episode here

TIMESTAMPS:

00:00 Intro
00:53 Episode’s topic for today
01:13 Self-reflection
03:28 How to do your schedule
13:30 Do not stay up too late
17:30 Unlearn to Learn
21:03 Learn one task at a time
25:05 Start travel nursing
25:20 Listen and Be Kind
29:10 Always Try to Learn
32:00 End of show

EP 119: Should You Move Out After Nursing School

EP 119: Should You Move Out After Nursing School

by | Jul 22, 2021 | Nursing, Podcast

Moving Out After Nursing School

How soon did you move out after nursing school? 

There is no ideal time frame. Some nurses do it a few weeks after landing their first job, some wait a few years and build up their finances, while others have already been living on their own.

Moving out is a big part of your life, so make sure to think it through.

Why do you want to move out after nursing school? Is it because everyone is doing it? Do you want more space? You want more freedom, etc.

While it sounds good, you may think, what are the benefits of moving out after nursing school?

Things to Consider Before Moving Out

Finally, getting to move out of your parent’s home is one of the greatest and most accomplished things you will do in your lifetime.

It puts you at a point of optimal growth. You’re going to experience life on a different level.

These are some steps to take before you move out.

  1. Figure out your financial situation
      • If you want to move out you first have to make sure you have enough money. There’s a thing called rent or mortgage for everyone still living at their parents’ home. You’re going to be paying for the place you are living in and it is going to be your most costly expense.
      • The average cost of rent in the US is a little over $1,000 a month, depending on the location you will most likely be paying more. For example, a 2 BR condo in LA will run you around $3,000 – $5,000, in Chicago $1,800 – $3,000.
      • You also need to incorporate groceries, utilities, Netflix, phone bills, and personal expenses. It all adds up and it’s usually a lot more expensive than you initially thought. 
      • Consider your loans. What are your monthly loan payments? You might be better off living at home for a few months or years longer to get them paid off quicker. 
  2. Where do you want to live
      • Location, location, location, one of the biggest real estate owners is McDonald’s. You need to think about where you want to live, city, suburb, local, or out of state. Is there a particular spot you always go to or really like? Do you want some views, or maybe live close to your parents?  
  3. Why do you want to move out
      • Moving out is a lot of work and increases your responsibility. Are you moving out for the right reasons or are you mindlessly doing it because everyone else is? 

Benefits of Moving Out

      • More freedom: You will not have a room anymore, the whole place will be your temple. You can do whatever whenever walking naked from your bedroom to the kitchen kind of freedom.
      • More responsibility: You will now be a fully functioning adult with complete control of your life and future. You are going to learn all the things associated with living in your own place; decorating, cleaning, fixing, maintaining, etc… It is a new sense of being. 

Should you move out after you graduate from nursing school? Click here for the full episode 👇😃👇

TIMESTAMPS:

00:00 Intro
00:10 Thank you for tuning in
00:45 Episode topic
01:05 Should You Move OUT after Nursing School?
02:22 Things to consider before moving out
02:57 Consider your financial situation
03:50 Rent or Own?
10:34 Where do you want to move to?
12:52 Why do you want to move out?
19:05 A giant opportunity for growth
20:16 Pets
22:35 A good routine
23:42: Meal prepping and cooking
31:46 Take your time, don’t rush!
33:25 It’s a wrap
33:40 End of show

Looking for more nursing and travel nursing information? Check out these helpful links!

EP 118: Managing Your Finances as a Nurse

EP 118: Managing Your Finances as a Nurse

by | Jul 22, 2021 | Podcast

Managing Your Finances as a Nurse

Managing your finances is something schools, and universities still neglect. Some people don’t know how to open a bank account even after college.

A career in nursing can be lucrative when it is done right. The highest nursing salaries also allow you to pick and choose where you will work around the US.

We also did a great episode about how to pay off debt and save money with the DebtFreeNurse

Understand how much you get paid

The 2 biggest things in understanding your pay are; there is a difference in the amount you get paid by your employer and how much you take home. That is called net and gross income.

  • Gross income = Income before taxes
  • Net income = Income after tax (the amount you actually get)

It’s always good to know how much money you make on a yearly basis as well as know your average paycheck total. 

  • If you make $2,800 biweekly, then your monthly income is double, $5,600/month.
  • That’s $67,200 a year.

Your income means that just by yourself, you already make above the median household income of the US, according to the median income in 2019.

Median household income was $68,703 in 2019, an increase of 6.8 percent from the 2018 median of $64,324.

It is also important to take into account how much you pay for insurance. Most people get health insurance, dental, and vision through their employers.

It gets taken out directly from your paycheck. 

Understand your bills

We are entering a more and more subscription-based society. It is a lot harder to keep track of monthly occurring expenses vs. a one-time payment basis.

What makes it tricky is they offer something low-cost with improved tiers, which don’t seem like a lot at the time, but multiply it for the year, and it might add up to $1,000. 

Some staple bills to always keep in mind are; cell phone, internet, home bills (gas, electric, water, rent), Netflix, apple subscriptions, and car insurance. 

Take into consideration your costs of groceries.

Create a budget and stick to it

Knowing your income and expenses is the key to understanding your financial situation. Once you have those understood it is time to create a budget.

When making a budget, add up all the money you make from work and add up all your recurring monthly/weekly expenses.

This gives you an idea of how much you make and basic necessary spending. This also gives you an amount left over.

You need to budget the money you have left over when you subtract your expenses from your income. 

The money you have leftover is technically your “spending money”, but that also accounts for money you want to save.

This is the money you have to do things outside of food, shelter, water, etc. Your budget should consist of 2 major things; money to save and money to spend.

It is important to realize what percentage of your money goes where.

The best way to make a budget is to break it down into months. X% is devoted to categories like bills, food, restaurants, etc.. Let’s take $4,000/month of income for example

  • 40%: $1,600 in monthly bills (water, loans, mortgage, rent, comedy, internet, cellphone, etc..)
  • 15%: $600 on groceries
  • 25%: $1,000 saving
  • 10%: $400 extra
  • 10%: $400 eating out/leisure

Starting with just breaking down the major categories gives you an idea of how much money it actually costs to live and how much you really make.

Once you have the fundamentals of the budget, you can then add other categories like goals, so managing your finances is easier.

Once you have a budget, you can safely save and spend.

It’s about understanding your money, not how much money, at least in the beginning. 

Saving and Paying off debt

The biggest and most inconvenient things about being an adult are saving for the now, saving for the future, and paying off debt. The best way to battle debt is to not get into it in the first place. 

The number one rule with paying off debt is to pay the high interest off the quickest because that’s the one that is charging you the most for borrowing.

Another good step in managing your finances would be to pay your credit off in full if you have the chance instead of just adhering to the monthly payments.

It is also good to use your leftover income to get used on the loans, trying to make a higher than your regular/minimal monthly payments because you’ll pay it off quicker.  

When it comes to credit cards, you should use them like a debit card. Only spend money you have, not money you will have.

The majority of the time, it is more beneficial to use your credit card so you can earn points and build your credit. Most debit cards don’t offer any perks. 

It is good to save outside of your 401k. Most employers are over a 401k plan which makes it very simple.

You should still have a savings account as your savings for the short term.

In your savings, you should also have an emergency fund with at least 3 months’ worth of living expenses.

Understand your credit score

Your credit score is a three-digit number that can have a big impact on your finances. Lenders are willing to offer borrowers with high credit scores better loan terms and lower interest rates.

As you apply for large loans such as a mortgage, a small interest rate reduction can save you thousands of dollars. Credit scores generally range from 300 to 850

What Factors Impact Your Credit Score?

  • Pay your bills on time, every time.
  • Pay off your debts as quickly as you can.
  • Keep your credit card balance well below the limit.
  • Applying for multiple credit cards

Are you handling your finances well? Here’s how you can do it 👇😃

TIMESTAMPS:

00:00 Intro
00:20 Back from our RV Trip
00:35 Topic for today’s video
01:00 Getting Your First Paycheck as a Nurse
02:34 Get a job and save, save, save!
06:29 Do the math
07:20 Your bills
08:46 Make a budget
12:05 What are you investing for?
18:17 Apply for Student Credit Card
19:05 Build your credit score
20:55 Recap of the show
21:19 End of show